Retirement
-
401(k) Early Withdrawal Penalty Exceptions the IRS Allows
Discover the IRS-approved exceptions to the 10% 401(k) early withdrawal penalty, including Rule of 55, SEPP, medical, and divorce cases.
-
How to Roll Over a 401(k) After Leaving a Job
Step-by-step 2026 guide to rolling over a 401(k) after leaving a US job: direct vs indirect rollovers, Roth conversions, and real dollar examples.
-
401(k) Over-Contribution: IRS Rules & How to Fix It (2026)
Over-contributed to your 401(k) in 2026? Learn IRS excess deferral rules, double-taxation risks, and the exact steps to fix it before April 15.
-
HSA vs 401(k) Catch-Up: Where High Earners Should Save
2026 IRS limits guide: should high earners prioritize HSA or 401(k) catch-up contributions? Step-by-step framework, real numbers, and a worked example.
-
Mega Backdoor Roth: Save $40k+ Tax-Free in 2026
Learn how high earners use the mega backdoor Roth strategy to save $40,000+ tax-free in 2026, with step-by-step instructions and real dollar examples.
-
What SECURE 2.0 Changed About Your 401(k) in 2026
See exactly what the SECURE 2.0 Act changed about your 401(k) in 2026, including catch-up limits, Roth rules, RMDs, and student loan matching.
-
Traditional vs Roth 401(k): Which Wins Mid-Career?
A detailed 2026 guide to choosing between traditional and Roth 401(k) contributions for mid-career professionals, with real dollar examples and IRS rules.
-
Fix an Excess IRA Contribution Before IRS Penalty Hits
Learn how to fix an excess IRA contribution before the IRS penalty hits, with step-by-step corrections, deadlines, and real dollar examples for 2026.